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Guide to the Indiana DMV

indiana dmv guide

If you’re new to Indiana or have recently purchased a car in the state, you will need to brush up on the basics of licensing and registration.

New Registration

If you have just moved to Indiana, you will have sixty days to register your vehicle. You can do this in person at any Bureau of Motor Vehicles (BMV).

When you purchase your vehicle from an Indiana dealership, the dealer will handle the paperwork for titling and registering your car. They will collect registration fees at the time of purchase. To register yourself, you may go to the BMV and submit:

  • Your Indiana driver’s license
  • The original vehicle title
  • Proof of Indiana insurance
  • Payment for all registration fees and excise taxes (fees vary based on type and age of vehicle, price, and the county in which you reside)

Vehicle Inspections

Your vehicle will be tested for emissions every two years before registration renewal if it:

  • Is registered in Lake or Porter County
  • Was manufactured after 1976, and is older than four model years old
  • Weighs 9,000 pounds or less

You can get your vehicle tested at a Clean Air Car Check location. Once you pass, you’ll receive a Vehicle Inspection Report (VIR).

Registration Renewal

Indiana requires registration renewal annually. The BMV will send you a notice several weeks before your registration is set to expire. They give you the option to renew in person, by mail, or online. You can renew online by creating an account with the BMV and following the instructions.

Titling

To title your vehicle, you must take the required documents to your county’s BMV office. If you have bought a new car in-state, the dealer will submit titling information to the BMV for you. The required documents are:

  • The  Application for Certificate of Title (Form 205)
  • The existing out-of-state title, if applicable
  • If the odometer information isn’t filled out on the title, provide an Odometer Disclosure Statement (Form 43230)
  • Proof of residency (driver’s license, utility bill, etc.)
  • Proof of vehicle inspection
  • Payment for titling fees

The following fees will apply:

  • New title/title transfer/title amendment: $15
  • Duplicate title: $8
  • Late fee: $21.50
  • Expedited title service: $25

Driver’s License

If you are new to Indiana, you must relinquish your out-of-state license within 60 days of establishing residency. You can get an Indiana driver’s license via the following steps:

  • Submit proof of identity, Social Security number, lawful U.S. residence, and Indiana residency
  • Pass the driving skills exam and vision screening
  • Pay the required fee
    • Younger than 75 years old: $17.50 and valid for six years
    • 75 to 85 years old: $11 and valid for three years
    • 85 years and older: $7 and valid for two years

Auto Insurance Requirements

Liability insurance is required for your vehicle in Indiana. You must meet the following minimum coverage limits:

  • $25,000 per person
  • $50,000 per accident for bodily injury per accident
  • $10,000 per accident for property damage

You must also generally meet the minimum limits for uninsured and underinsured motorist bodily injury coverage:

  • $25,000 total uninsured coverage (you may sometimes have the option to opt out of this insurance, in writing at the DMV)
  • $50,000 total underinsured coverage